Guides

Guides to foreign banking and reporting

Eight guides covering legality, FBAR, FATCA, why people bank abroad, bank reluctance, offshore structures, records, and red flags.

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Is Having a Foreign Bank Account Legal?

Is having a foreign bank account legal? Yes - here's exactly why, and why the real risk isn't the account, it's not reporting it.

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FBAR Explained for US Persons with Foreign Accounts

FBAR explained for US persons with foreign accounts: what it is, who has to file it, when, and why it's separate from your tax return.

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FATCA Explained: How Foreign Banks Report to the US

FATCA explained: how foreign financial institutions report US account holders to US authorities, and why skipping disclosure is a losing bet.

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Why People Open Foreign Bank Accounts Legitimately

Why people open foreign bank accounts legitimately: expat life, international business, foreign property, and currency diversification, explained plainly.

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Will a Foreign Bank Work with a US Citizen?

Will a foreign bank work with a US citizen? A practical look at why many foreign banks are reluctant, and what actually tends to help.

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Foreign Bank Account vs. Offshore Trusts and Corporations

Foreign bank account vs. offshore trusts and corporations: a real distinction, and why the latter needs far more professional guidance than the former.

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Record-Keeping for Foreign Bank Accounts

Record-keeping for foreign bank accounts: what to keep, for how long, and why cross-border situations need more than typical domestic habits.

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Offshore Banking Red Flags to Watch For

Offshore banking red flags to watch for: untraceable-money promises, pressure to skip reporting, and how to spot an unlicensed advisor.

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Free download

The Cross-Border Banking Reporting Starter Guide

This free guide walks through the same framework used across this site: understand why holding a foreign account is legal, know your FBAR and FATCA reporting obligations, and recognize the warning signs of an illegitimate offshore pitch. It ends with a worksheet and a list of questions to bring to a licensed cross-border professional.

Instant download — no waiting for an email.

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